Disclaimer

The information and tools provided on MyCalculatorHQ.com are intended for general informational and educational purposes only. Please read this disclaimer carefully before using any calculator or content on our Website.

1. Calculator Results Are Estimates Only

All results produced by calculators on MyCalculatorHQ are estimates based on the information you provide and the formulas we use. These results:

• May not reflect your specific financial situation, health status, or legal circumstances
• Are based on standard industry formulas that may not apply in all cases
• Do not account for all variables that a qualified professional would consider
• May differ from calculations by lenders, healthcare providers, or other professionals
• Are not guaranteed to be accurate, complete, or current

2. No Financial Advice

Our financial calculators — including the Mortgage Calculator, Loan Calculator, EMI Calculator, ROI Calculator, Compound Interest Calculator, Salary Calculator, Paycheck Calculator, and PTO Calculator — do not provide financial, investment, or tax advice.

Calculator results should not be used as the sole basis for:

• Taking out a loan or mortgage
• Making investment decisions
• Filing tax returns
• Negotiating salary or contracts
• Any other major financial decision

Always consult a licensed financial advisor, accountant, or mortgage broker before making significant financial commitments.

3. No Medical Advice

Our health calculators — including the BMI Calculator, Calorie Calculator, Pregnancy Calculator, and Bra Size Calculator — do not provide medical advice, diagnosis, or treatment recommendations.

These tools should not be used to:

• Diagnose any health condition
• Determine whether you have a healthy weight
• Make decisions about diet, exercise, or supplementation
• Replace prenatal care or obstetric guidance
• Make any medical decision

Always consult a qualified healthcare professional — your doctor, registered dietitian, or midwife — for medical advice specific to your situation.

4. No Legal Advice

No content on MyCalculatorHQ constitutes legal advice. Do not rely on any calculator result or article for legal matters. Consult a qualified attorney for legal questions.

5. Formula Accuracy

We make every reasonable effort to ensure our calculators use accurate, industry-standard formulas. However, formulas can change as regulations, standards, and best practices evolve. We update our calculators periodically but cannot guarantee that all formulas reflect the most current standards at all times.

Specific disclaimers:

• Tax calculators use simplified federal tax brackets that may not reflect your actual tax liability, which depends on deductions, credits, and other factors.
• Mortgage calculators provide estimates; actual loan terms depend on your lender, credit score, and property-specific factors.
• Health calculators use population-level formulas (e.g., Mifflin-St Jeor for BMR) that may not be accurate for all individuals.
• Pregnancy calculators use Naegele's Rule, which assumes a 28-day cycle; results should be confirmed by your healthcare provider.

6. External Links

Our Website may link to third-party websites. We do not endorse or take responsibility for the content, accuracy, or practices of any linked websites. External links are provided for convenience only.

7. Limitation of Liability

MyCalculatorHQ, its owners, editors, and contributors are not liable for any loss, damage, or harm arising from the use of our calculators or reliance on our content. This includes but is not limited to financial losses, medical harm, or legal consequences.

8. Consult a Professional

We strongly encourage you to seek professional advice before making any significant decision based on calculator results:

• Financial decisions → Certified Financial Planner (CFP), mortgage broker, or licensed lender
• Health decisions → Medical doctor, registered dietitian, or licensed healthcare provider
• Legal decisions → Licensed attorney in your jurisdiction
• Tax decisions → CPA, enrolled agent, or tax professional

9. Updates to This Disclaimer

This disclaimer may be updated periodically. Material changes will be reflected in the "Last Updated" date. Continued use of the Website after updates constitutes acceptance of the revised disclaimer.