Terms and Conditions

These Terms and Conditions ("Terms") govern your use of MyCalculatorHQ.com ("the Website", "we", "us", or "our") operated at mycalculatorhq.com. By accessing or using this Website, you agree to be bound by these Terms. If you disagree with any part of these Terms, please do not use our Website.

1. Acceptance of Terms

By using MyCalculatorHQ, you confirm that you are at least 13 years of age and have the legal capacity to enter into these Terms. If you are using the Website on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Use of Calculators — Informational Purposes Only

Our calculators are provided for informational and educational purposes only. The results produced by any calculator on this Website:

• Are estimates based on the information you provide
• Do not constitute financial, investment, tax, medical, legal, or any other professional advice
• Should not be relied upon for making major financial, health, or legal decisions without consulting a qualified professional
• May contain errors or may not reflect current rates, regulations, or standards

Always verify important calculations with your lender, doctor, accountant, or other qualified professional before making significant decisions.

3. No Professional Advice

Nothing on MyCalculatorHQ constitutes professional advice of any kind, including but not limited to:

• Financial advice — mortgage calculators, loan calculators, investment tools
• Medical advice — BMI calculator, calorie calculator, pregnancy calculator
• Legal advice — any calculator or content on this site
• Tax advice — salary calculator, paycheck calculator

We strongly recommend consulting licensed professionals for decisions in these areas.

4. Intellectual Property

All content on MyCalculatorHQ — including text, graphics, logos, code, and calculator interfaces — is the property of MyCalculatorHQ and is protected by applicable copyright, trademark, and other intellectual property laws.

You may not:

• Copy, reproduce, or republish content without prior written permission
• Sell or commercially exploit any content from this Website
• Frame or mirror this Website on any other site
• Use our branding or logos without permission

You may: link to our calculators, share calculator URLs on social media, and quote brief excerpts with attribution.

5. Accuracy and Availability

While we strive for accuracy in all calculators, we do not warrant that:

• Results will be error-free or current at all times
• The Website will be continuously available or uninterrupted
• Formulas reflect the most current regulations (tax rates, interest rates, etc.)

We update our calculators regularly but cannot guarantee real-time accuracy. For up-to-date rates and regulations, consult official government or financial institution sources.

6. Limitation of Liability

To the fullest extent permitted by law, MyCalculatorHQ and its team members shall not be liable for:

• Any direct, indirect, incidental, or consequential damages arising from your use of the Website
• Financial losses or decisions made based on calculator results
• Health outcomes from use of health-related calculators
• Errors or inaccuracies in calculator formulas or results
• Temporary unavailability of the Website

Your use of this Website is at your own risk.

7. User Conduct

You agree not to use this Website to:

• Engage in any unlawful activity
• Attempt to hack, disrupt, or damage the Website or its infrastructure
• Submit false, misleading, or harmful information through any form
• Scrape or harvest content using automated tools without our consent
• Transmit spam, viruses, or malicious code

8. Third-Party Links

Our Website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them. The inclusion of any link does not imply endorsement.

9. Advertising

We may display advertisements via Google AdSense or other advertising networks. We do not endorse the products or services advertised. Advertisers are responsible for the content of their advertisements.

10. Privacy

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes take effect immediately upon posting. Continued use of the Website after changes constitutes your acceptance of the updated Terms. We recommend reviewing these Terms periodically.

12. Governing Law

These Terms are governed by applicable law. Any disputes arising from these Terms or your use of the Website shall be resolved through good-faith negotiation before resorting to formal legal proceedings.

13. Contact

For questions about these Terms, please use our contact form.